Cleo UI design & app screens

Cleo is an AI-powered personal finance assistant aimed at younger users, blending budgeting, spending insights, and cash advances with a chat-driven, witty personality.

Much of the experience happens in a conversational interface where Cleo nudges, roasts, and coaches users about their money. The design mixes chat bubbles, playful animations, and budget breakdowns, with a bold, expressive aesthetic that differentiates it from buttoned-up banking apps.